Commercial Insurance

Merit Harbor is able to provide our clients with a complete risk management approach for all  business related exposures. We are committed  to assisting you in determining how to best protect the valuable business that you have built.

Property, Liability and Business Automobile Policies

Every business has its own very specific needs.  It may be that having only one or two types of coverage are just enough. Merit Harbor will help you determine your exposures and provide you with the best options to keep those exposures covered.

Workers Compensation

If you have employees you need workers compensation coverage, and Merit Harbor can help. Make sure your business and your employees have what is needed to meet your bottom line and their health and safety.

Bonding and Directors and Officers Policies

Both For-Profit and Not-for-Profit businesses with a Board of Directors should have a liability policy to cover their fiduciary responsibilities. Even the most knowledgeable and conscientious boards can make mistakes, but don't let that hurt the company or organization they are working with.